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Blackjack insurance<br><br>Insurance is a side wager offered in blackjack when the dealer's exposed card is an ace. It pays if the dealer's hidden card has ten value, giving the dealer a natural, and loses otherwise.<br><br><br>The usual price is 2 to 1: one unit risked returns two units of profit when it wins. For that to be a fair bet, the hidden card would have to be a ten exactly one time in three. In an ordinary shoe it is less often than that, which is where the cost of the wager comes from.<br><br><br>Calling the bet "protection" describes one possible combined outcome, a lost main hand offset by a won side bet. It is still priced on its own, with its own expectation; the low main-game figure quoted at [[https://casinohouseedge.com/blackjack-house-edge/ https://casinohouseedge.com/blackjack-house-edge/] https://casinohouseedge.com/blackjack-house-edge/] covers the hand, not the insurance stake beside it.<br><br><br>A session estimate treats them as two line items: the insurance decision and the hand, each weighted by the money placed on it.<br> | |||
Latest revision as of 14:38, 22 October 2026
Blackjack insurance
Insurance is a side wager offered in blackjack when the dealer's exposed card is an ace. It pays if the dealer's hidden card has ten value, giving the dealer a natural, and loses otherwise.
The usual price is 2 to 1: one unit risked returns two units of profit when it wins. For that to be a fair bet, the hidden card would have to be a ten exactly one time in three. In an ordinary shoe it is less often than that, which is where the cost of the wager comes from.
Calling the bet "protection" describes one possible combined outcome, a lost main hand offset by a won side bet. It is still priced on its own, with its own expectation; the low main-game figure quoted at [https://casinohouseedge.com/blackjack-house-edge/ https://casinohouseedge.com/blackjack-house-edge/] covers the hand, not the insurance stake beside it.
A session estimate treats them as two line items: the insurance decision and the hand, each weighted by the money placed on it.